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  <url><loc>https://genevainsgroup.com/maryland-insurance</loc><lastmod>2026-05-03</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
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  <url><loc>https://genevainsgroup.com/buffalo-grove-il-insurance</loc><lastmod>2026-05-21</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://genevainsgroup.com/vernon-hills-il-insurance</loc><lastmod>2026-05-21</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
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  <!-- High-intent content / decision pages (added 2026-05-21) -->
  <url><loc>https://genevainsgroup.com/captive-vs-independent-insurance-agent</loc><lastmod>2026-05-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
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  <url><loc>https://genevainsgroup.com/when-to-switch-home-insurance</loc><lastmod>2026-05-21</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Glossary index + 25 individual term pages -->
  <url><loc>https://genevainsgroup.com/glossary</loc><lastmod>2026-04-27</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
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  <url><loc>https://genevainsgroup.com/glossary/policy</loc><lastmod>2026-04-27</lastmod><changefreq>yearly</changefreq><priority>0.5</priority></url>
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  <url><loc>https://genevainsgroup.com/glossary/insurance-score</loc><lastmod>2026-04-27</lastmod><changefreq>yearly</changefreq><priority>0.5</priority></url>
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  <url><loc>https://genevainsgroup.com/glossary/claim</loc><lastmod>2026-04-27</lastmod><changefreq>yearly</changefreq><priority>0.5</priority></url>

  <!-- Industries + specialty/partners (June 2026 IA expansion) -->
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  <!-- Content engine + funnel pages (June 2026) -->
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  <!-- Risk & Capital Solutions (June 2026) — client-facing ART / reinsurance pages -->
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  <url><loc>https://genevainsgroup.com/reinsurance-solutions</loc><lastmod>2026-06-11</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- The Geneva Wire (June 2026) — index lastmod + article entries are
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  <url><loc>https://genevainsgroup.com/news</loc><lastmod>2026-06-12</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url>
  <!-- geneva-wire:articles -->
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