These Terms of Use ("Terms") cover your access to the Geneva Insurance Group™ website at genevainsgroup.com. They also cover all subdomains, portals, and related services (the "Site"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. About Us
The Site is run by Geneva Insurance Group LLC ("Geneva Insurance Group," "we," "us," or "our"). We are an independent insurance agency based in Long Grove, Illinois. The Site offers:
- Information about our insurance services
- Quote and request tools
- Client, agent, and investor portals
- Other related content
2. Use of the Site
You agree to use the Site only for lawful purposes. You agree not to:
- Break any federal, state, local, or international law
- Disrupt or block other people from using the Site
- Try to access parts of the Site, accounts, or systems you don't have permission to use
- Use bots, spiders, or other automated tools without our written consent
- Upload viruses, worms, or other harmful code
- Interfere with the Site's normal operation or the servers behind it
3. Insurance Information Is Not Advice
The information on this Site is for general use only. It is not legal, tax, financial, or professional insurance advice. Do not rely on it as such.
Insurance details vary based on many factors, including:
- Your state and local rules
- The carrier you choose
- Your personal situation
- The coverage you select
Quotes from this Site are estimates. They are not binding offers. Real coverage depends on:
- Underwriting review
- Application approval
- The actual policy issued by the carrier
Always read your full policy. It has the complete details on coverage, exclusions, and limits.
4. Intellectual Property Rights
Geneva Insurance Group owns the Site and all its content. This includes:
- Text, images, video, and audio
- Software and source code
- Design, layout, and branding
This content is protected by U.S. and international copyright, trademark, and other laws. The "Geneva Insurance Group" name and logo are our trademarks.
You may not copy, share, change, or republish any part of the Site without our written permission. The only exceptions are uses that the law allows or that these Terms allow.
5. Third-Party Links
The Site may link to other websites we don't own or run. We are not responsible for:
- The content of those sites
- Their privacy practices
- Any harm or loss from using them
Visit those sites at your own risk.
6. Disclaimer of Warranties
The Site is provided "as is" and "as available." We make no warranties of any kind, either spoken or implied. To the fullest extent the law allows, we disclaim all warranties, including:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Quiet enjoyment
We do not promise that the Site will be uninterrupted, secure, or error-free. We do not promise it will be free from viruses or other harmful code.
7. Limitation of Liability
To the fullest extent the law allows, Geneva Insurance Group is not liable for any damages from your use of the Site. This applies whether the claim is based on contract, negligence, or any other legal theory. The damages we are not liable for include:
- Direct, indirect, or special damages
- Lost profits, revenue, or business
- Loss of data or goodwill
- Personal injury or emotional distress
- Damages from sites we link to
This applies even if we knew the damage was possible.
8. Indemnification
You agree to defend and protect Geneva Insurance Group from claims that come from:
- Your violation of these Terms
- Your misuse of the Site
- Your use of Site content beyond what these Terms allow
This includes claims for damages, costs, and reasonable legal fees. It also covers our employees, officers, contractors, and partners.
9. Privacy
Your use of the Site is also covered by our Privacy Policy. The Privacy Policy is part of these Terms. Please review it to learn how we collect, use, and protect your data.
10. Governing Law
These Terms are governed by Illinois law. Any legal action must be filed in:
- A federal court in the United States, or
- A state court in Lake County, Illinois
11. Changes to These Terms
We may update these Terms at any time. New Terms take effect as soon as we post them. By continuing to use the Site, you accept the new Terms. Please check this page often to stay current.
12. Contact Us
If you have any questions about these Terms, please contact us:
- Email: [email protected]
- Phone: (855) 314-0261
- Website: genevainsgroup.com/contact