Home Protection
Full homeowners coverage including dwelling, personal property, liability, loss of use, and other structures. Coverage tailored to your home's replacement cost.
Bundle Home & Auto — Save Up to 20%
Why deal with two companies? Combine your policies with one local agent and unlock instant multi-policy savings from 25+ carriers.
- Up to 20% bundle discount
- One agent, one point of contact
- 25+ carriers — not locked into one
- Free comparison — no obligation
Based in Hawthorn Woods, IL — Serving Lake County, Long Grove, Barrington, Vernon Hills & nationwide
What a Home + Auto Bundle Includes
Bundling your home and auto insurance with the same carrier typically unlocks significant discounts and simplifies your coverage:
Auto Protection
Comprehensive auto coverage including liability, collision, comprehensive, uninsured motorist, and medical payments across all household vehicles.
Multi-Policy Discount
Bundle discounts typically save 10-20% on your combined premium. Some carriers offer even deeper savings for adding umbrella or additional policies.
Umbrella Extension
Add an umbrella policy to your bundle for extra liability protection above your home and auto limits — often for as little as $200/year.
Coordinated Claims
When a loss involves both home and auto (like a tree falling on your car in your driveway), having one carrier simplifies the claim process.
Simplified Billing
One premium, one payment, one renewal date. No more juggling multiple policies, payments, or customer service lines.
Why Bundle with Geneva
Smart Bundle Shopping
We don't just bundle with whoever you're already with. We compare 25+ carriers to find the best combined home and auto package — sometimes that's staying, sometimes that's switching.
Coverage Optimization
Bundles work best when both policies are right-sized. We review your home and auto coverage together to identify gaps and eliminate overlaps.
Discount Stacking
Multi-policy, safe driver, homeowner, paid-in-full, auto-pay, loyalty — we make sure every applicable discount is applied to your bundle.
Single Point of Contact
Questions, changes, claims — you call one person at Geneva instead of dealing with two separate carrier call centers.
Frequently asked questions
How much do you save by bundling?
Most clients save 10-20% by bundling home and auto, with some saving even more when adding an umbrella policy. The actual savings depend on your specific situation and carrier combination.
Do I have to use the same carrier for home and auto?
Not always. While bundling usually saves money, sometimes separate carriers offer better combined pricing. We run the math both ways to show you which approach wins for your situation.
Can I add other policies to the bundle?
Yes — umbrella, life, motorcycle, RV, boat, and landlord policies can often be added for additional discounts. We look at your full insurance picture for the best overall savings.
How quickly can I get a bundle quote?
Usually within 24 hours. Give us basic information about your home, vehicles, and drivers, and we'll return with side-by-side bundle comparisons from our top carriers.