Integrity First
We'll tell you what you need to hear, not what's easiest to sell — even when the truth is ‘stay where you are.’
Independent Insurance Agency
Nobody should be taken advantage of just because they don’t speak insurance.
Geneva is an independent agency. We shop 25+ A-rated carriers, explain everything in plain language, and our advice costs you $0 — carriers pay us, not you.
Independent · 25+ A-rated carriers · Licensed in 15 states (AZ, CA, FL, GA, IL, IN, MD, MI, MT, NM, NY, PA, SC, TX, WI) · BBB Accredited · Trusted Choice® · 5.0★ Google reviews
A note from our founders
“We started Geneva because we kept watching people get taken advantage of — not because they were careless, but because nobody ever explained what they were buying. There was no partner on the other side of the phone or the policy. Geneva exists to be that partner. We’ll show you every option, tell you the truth about your coverage — even when the truth is ‘stay where you are’ — and it will never cost you a dollar to get our advice.”
— David Floroiu & Andrew Babes, Managing Partners. Read the full story onWhy Geneva.
How we keep that promise
A belief only matters if you can watch it happen. Here’s how every Geneva engagement works — the same principles and the same four steps, whether it’s a first renters policy or a risk nobody else will touch.See how we work.
Clarity Over Complexity
Every option side-by-side, explained in plain language, so you always know exactly what you own and why.
Relationship Driven
You're not a policy number. We invest in knowing your life, your risks, and your goals — and we answer the phone.
The Geneva Risk Review
01. Listen
We start with a conversation about your home, vehicles, business, family, assets, and what you want your coverage to protect.
02. Audit
We review your current policies, identify gaps or overlaps, and compare options across 25+ A-rated carriers.
03. Advise
You receive a clear recommendation with side-by-side options, pricing, coverage differences, and our honest view of what we would choose and why.
04. Review
We stay involved with annual reviews, proactive policy updates, and claims support when something happens.
Ever wondered how insurance agents actually get paid? We’ll show you.How agents get paid.
And we don’t disappear after you buy — claims advocacy and annual reviews are part of the deal.Claims support.
Shared success: your success is the business model
Not a slogan — the actual economics. Carriers pay Geneva when a policy begins and again each time it renews, so our economics only work when your coverage keeps fitting year after year. As Geneva’s book grows in a state, carriers take notice — more appointments, more markets, more direct relationships — and that growth comes back to every client as more carriers competing at renewal. Informed clients make the advice better, and our roadmap is published so you can hold us to it.How shared success works.
Coverage for the way you live and work
Home, auto, business, life, umbrella, and specialty coverage across 15 states. The goal of every review is simple: a cheaper policy or better coverage — and a clear understanding of exactly what you own.
Home Insurance
Protection for your home, personal property, and liability exposure — with options for replacement cost, water damage, flood coverage, and lender coordination when timing matters.
Auto Insurance
Coverage for standard vehicles, classic cars, motorcycles, and RVs, with carrier comparisons based on your household, driving history, vehicles, and risk profile.
Life & Health
Term life, whole life, health, dental, and vision coverage selected around your family, financial goals, and stage of life.
Business
General liability, business owners policies, workers' compensation, professional liability, and commercial property coverage built around how your business actually operates.
Umbrella
Additional liability protection above your home and auto policies — especially valuable for families, business owners, and clients with more to protect.
High-Value & Specialty
High-value home programs, trust-owned policies, collectibles, and specialty coverage for needs beyond the standard insurance market.
Own a business?Industry-specific programs·Specialty & hard-to-place risk.
Real reviews from real clients
See why clients trust Geneva for clear advice, responsive service, and coverage that keeps up as life changes. Geneva Insurance Group maintains a 5.0-star average across verified Google reviews from policyholders across our licensed states.
Know what protects you
Most people are handed a policy and told not to worry about the rest. We think you deserve better. As an independent agency with 25+ A-rated carriers, we answer to you — so we walk you through what your coverage actually does, in plain language, until the fine print isn’t fine print anymore. And because an agency like ours is built on renewals, not one-time sales, your understanding is our best business model.Why Geneva exists·How we win together.
Get a free policy review
No hard sell. No obligation. Our advice costs you $0 — carriers pay us, not you. Just a clear look at where your coverage stands, where there may be gaps, and whether Geneva can help.
Call(855) 314-0261, email[email protected],schedule a meeting, or request a consultation online. We serve clients across our 15 licensed states (AZ, CA, FL, GA, IL, IN, MD, MI, MT, NM, NY, PA, SC, TX, WI) with comprehensive coverage across every standard line — home, auto, business, life, umbrella, and specialty.