Insurance for the companies that keep freight moving.

Trucking and logistics risks get quoted, not understood, by most of the market. We place fleets, owner-operators, and last-mile operations with carriers that actually want the class — and we structure the program around how your equipment, drivers, and contracts really work.

Coverage built for this industry

Commercial Auto Liability

Primary liability structured around your operating radius, commodities, and filings — including FMCSA/state filing coordination where required.

Physical Damage

Tractors, trailers, and specialized equipment on agreed or stated value — with deductible structures that match your cash flow, not a template.

Motor Truck Cargo

Coverage for the freight in your care, custody, and control — matched to the commodities you actually haul and the limits your shipper contracts demand.

Non-Trucking & Hired Auto

Bobtail, deadhead, and hired/non-owned exposures for owner-operators and brokered moves — the gaps that surface in audits and lawsuits.

General Liability & Premises

Yard, dock, and warehouse exposures that sit outside the auto policy — bundled where it saves money, separated where it protects better.

Workers’ Compensation

Driver and warehouse classifications handled correctly the first time, so premiums reflect your actual payroll mix instead of a default class code.

How Geneva works this class

A real transportation book

Transportation and logistics is one of the deepest parts of our commercial book. We know how underwriters look at radius, driver files, and loss runs — and we prepare submissions that answer those questions before they’re asked.

Standard + specialty market access

Fleet risks rarely fit one market. We compare standard carriers with specialty and surplus-lines facilities, so a hard renewal or a new venture still gets real options instead of one take-it-or-leave-it number.

Certificates and filings, handled

COIs for shippers and brokers, filings for new authorities, additional insureds added correctly — the operational paperwork that keeps your trucks dispatched gets same-day attention.

Claims advocacy that matters more here

A serious auto claim can threaten the whole company. We stay in the file — coordinating with adjusters, monitoring reserves, and pushing for resolution so one loss doesn’t define your renewal.

Frequently asked questions

Can you write a new venture or a new authority?

Often, yes. New-venture trucking is one of the hardest classes in the market, but we work with specialty carriers that will consider new authorities with the right driver experience and equipment story. We’ll be straight with you about pricing — new-venture rates are real — and build a path to better markets at year two and three.

My fleet’s renewal jumped after one claim. Can you help?

This is exactly when an independent agency earns its keep. We re-market the account across standard and specialty carriers, present the claim in context with corrective actions, and structure deductibles or coverage to keep the program affordable while the loss ages off.

Do you handle owner-operators or just fleets?

Both. Owner-operators leased to a motor carrier need non-trucking liability and physical damage that coordinate with the carrier’s program; independent operators need the full primary program. We structure either correctly.

Which states can you write transportation business in?

We’re licensed in 12 states — Illinois, Indiana, Wisconsin, Michigan, Texas, Georgia, California, New York, Pennsylvania, Maryland, Montana, and New Mexico — and can usually add a state quickly when an operation expands.