Transportation & Logistics
Trucking, last-mile delivery, and freight operations — commercial auto programs built for fleets the standard market hesitates on.
Industries We Serve
Specialized coverage, by industry
Generic commercial policies are written for a business that doesn’t exist. We build programs around the way your industry actually operates — its contracts, its claims, and the markets that genuinely want the risk. Standard, specialty, and surplus-lines access across 12 licensed states.
Where we go deep
Construction & Trades
General liability, builders risk, bonds, and workers’ comp for contractors who need certificates yesterday.
Real Estate Investors
Landlord, habitational, and portfolio programs for rental owners — from a single unit to a growing portfolio.
Retail, Restaurants & Hospitality
BOPs and packages for Main Street — storefronts, restaurants, salons, and the businesses that anchor a community.
Professional Services
E&O, cyber, and office packages for firms whose biggest asset walks out the door every evening.
Auto Dealers & Exotic Vehicles
Dealer open lot, garage liability, and agreed-value programs for high-value and exotic inventory.
Security & Protective Services
Guard firms and protective operations — GL with assault & battery, E&O, and the exposures standard carriers decline.
Complex & Hard-to-Place Risk
Declined, non-renewed, or simply unusual — our specialty & surplus-lines desk takes the risks the standard market won’t.
What specialization buys you
Class-fluent advice
We speak your industry’s language — its filings, contracts, certificates, and the claims that actually happen in your class — so nothing gets lost translating your business to underwriters.
Markets with real appetite
Every class has carriers that want it and carriers that merely tolerate it. We maintain that map — standard, specialty, and surplus lines — and refresh it as appetite shifts each year.
Renewal discipline
Practice-group accounts get re-shopped against their class’s market at every renewal, with corrective-action narratives ready when a tough year needs explaining.
And when a risk inside your industry outgrows conventional placement — a tower nobody will write alone, an exposure that wants a captive or a parametric trigger — the same practice group carries it into ourRisk & Capital SolutionsandGeneva Risk Advisorywork. One desk, start to finish.
Don’t see your industry? Ask anyway.
These are the verticals where we’ve built dedicated programs — but as an independent agency with 25+ A-rated carriers and wholesale specialty access, we can usually find a market for any legitimate risk.Talk to Genevaor explorebusiness insurance.