Why Geneva
Nobody should be taken advantage of just because they don’t speak insurance
That is the belief Geneva Insurance Group was built on. Everything else about the agency — the independence, the process, even the way we are paid — exists to keep that belief true for every client, in every conversation.
A note from our founders
"We started Geneva because we kept watching people get taken advantage of — not because they were careless, but because nobody ever explained what they were buying. There was no partner on the other side of the phone or the policy. Geneva exists to be that partner. We’ll show you every option, tell you the truth about your coverage — even when the truth is ‘stay where you are’ — and it will never cost you a dollar to get our advice." — David Floroiu & Andrew Babes, Managing Partners
The problem we kept seeing
The insurance experience is broken for the person buying it. Most people do not fully understand what they are paying for, get sold products that do not quite fit their lives, and only discover the gaps when they file a claim. Geneva Insurance Group was founded in 2025 to be the partner on the other side of the policy — fully remote, fully independent, technology-forward, and genuinely client-first.
How we keep that promise
Independence: we work with 25+ A-rated carriers and answer to you, not to any one of them. The Geneva Risk Review: every engagement runs the same four steps — Listen, Audit, Advise, Review. Radical transparency: every option side-by-side, in plain language, and we are open about how we are paid — advice costs you $0, carriers pay us, not you. And we stay after binding: claims advocacy and annual reviews are part of the deal.
What that adds up to
Home, auto, business, life, umbrella, and specialty coverage across our 15 licensed states — protection crafted around your life, not pulled off a shelf. The standard we pursue on every review is simple: a cheaper policy or better coverage, and a client who understands exactly what they own.